Store America believes that everyone should have affordable protection for their items in storage. That's why we offer Storsmart Insurance. This protection plan is designed to cover your property from loss or damage while stored in a Store America facility. This is a great alternative for people whose homeowners or renters insurance that won't cover their property when kept in a storage facility. In addition, it might be worthwhile to purchase our protection instead of using your own insurance. Our monthly rates are low; there is no deductible, and monthly rates don't increase due to a claim. Storsmart Insurance is an excellent way to have peace of mind while your items are in storage.
What's covered by storsmart?
storsmart covers you in case of loss or damage to your stored goods from fire, lightning, windstorm, hail, weight of ice, snow or sleet, collapse of building, smoke or water damage (except for flood), vandalism, malicious mischief, or burglary. For Burglary, there must be visible signs of forced entry and a police report must be filed. We also cover your goods while in transit to and from the storage facility as a result from fire, collision, or vehicle overturn. Call a storsmart customer care representative for more detail.
What kinds of property are not covered by storsmart?
Some of the items not covered are as follows: valuable papers, lottery tickets, financial records, electronic data, currency, deeds,securities, stamps, jewelry, watches, precious stones, furs or garments trimmed with fur, firearms, ammunition, and works of art or antiques.
When can I expect to receive my policy?
You will receive proof of coverage upon purchase.
How much of my loss can I recover?
You can recover today's value of your stored belongings (original cost minus depreciation), up to the amount of insurance coverage you purchased.
Are my stored possessions covered by my homeowner/renter policy?
Many homeowner/renter policies provide only limited coverage for possessions stored away from the insured location. You should contact your insurance agent or carrier for more specific details on your coverage.
What should I do if I have a claim?
Claims are best filed over the internet utilizing our Online Claim form which can be accessed by clicking here. Otherwise, contact our claims office at 888-545 SMART. Either way, a claims adjuster will personally handle your claim.
Is there a deductible?
There is a $100 deductible, which is waived if you secured your space with a disk or cylinder style lock.